Home Buyers Process - A Step by Step Guide

A Buyer's Guide

At the Witt Group, we firmly believe that purchasing a home can and should be an enjoyable experience. We’ve transformed what is typically a complex and stressful process into one that our clients get excited about. We’ve implemented a proven method centered around client education and delivering reliable outcomes. Our commitment to exceptional customer service ensures a seamless home buying journey, aiming not only to provide our clients with amazing homes, but also to create an enjoyable experience. Let us assist you in securing your dream home while ensuring a delightful and fun-filled journey along the way.

Finances

Locate

Negotiate

Transaction

Closing

Congratulations!

Stay in Touch!

Search

Find a Realtor®

Meet up and discuss what you’re looking for in a Realtor®
Attend a Buying Plan meeting to talk through your house criteria and our buying plan
Start the online search
Sign the Buyer Representation Agreement

Finances

Sort out finances

Select a lender and begin the loan approval process
Fill out loan application, submit loan docs, and obtain a loan approval letter
Talk with your Lender about all of the important loan numbers (interest rate, down payment, closing costs)

Locate

Find your home

Browse and narrow down online listings
Schedule in-person showings
Choose a home that best fits your criteria for price, quality, and location

Negotiate

Offer and Negotiations

Review the terms associated with submitting a strong offer to the Seller
Sign the contract and submit the offer to the Seller
Negotiate the terms of the offer so that both the Buyer and Seller agree
Sign the finalized contract

Transaction

Start the transaction timeline

Send the Option and Earnest fees to the Title company by day 3 of the contract
Schedule the general inspection asap
Schedule any follow up specialty inspections
Negotiate any concessions before the end of the Option Period

Closing

Prepare for closing

Your Lender orders the appraisal after you move through the Option Period
Choose your Home Insurance provider and Home Warranty package
Your Lender sends your file to their Underwriter and Closer to finalize your loan file
Title sends over their Title Commitment and all of the necessary documents to prepare your file for closing

Congratulations!

Close on an amazing home

3 days prior to closing, your Lender sends over the final amount you need to bring to closing
We schedule a final walkthrough to inspect the property the day before closing
The day of closing you sign all of the closing documents at the Title company
The Title company says the file has Funded and you officially own an amazing home! Congrats!

Stay in Touch!

After you close, we’re still here for you!
We have a long list of qualified vendors, whenever you’re in need of a great recommendation
On your purchase anniversary, we send you an Annual Review which highlights the updated value of your home
We send out regular reminders to protest your property taxes and to switch over your homestead exemption
And if you have any questions about Buying, Selling, or Leasing in the future, then we would absolutely love to help with that too!

Buyer's Process